Your Financial Welfare

As a result of Collective Bargaining Agreements between the Union and Contributing Employers, UFCW Local 464A has established Pension Benefit Programs to provide for your long-term financial security. Collectively these fall under the term defined benefit plan. They are designed to provide retirement income for life in addition to those Social Security Administration (SSA) benefits to which you may be entitled. All contributions made to the Fund are provided by Participating Employers pursuant to Collective Bargaining Agreements.

There are several steps that Members should take to make it easier to understand and fully benefit from this valuable component of Local 464A membership (Also see Frequently Asked Questions):
Step 1 – Obtain a Pension Plan Booklet (also referred to as a Summary Plan Description – SPD) from your Shop Steward, Union Agent or Service Representative
Step 2 – Read the booklet carefully and be sure to mark important sections for reference
Step 3 – If, after reading the booklet, you have any questions call:

Remember - All applications for benefits must be submitted in writing on forms that are available at the Fund office. The forms must be fully completed and sent to the Fund office in advance of the date you wish to begin receiving a pension benefit. Call the appropriate number above to obtain the forms.