Your Financial Welfare

As a result of Collective Bargaining Agreements between the Union and Contributing Employers, UFCW Local 464A has established Pension Benefit Programs to provide for your long-term financial security. Collectively these fall under the term defined benefit plan. They are designed to provide retirement income for life in addition to those Social Security Administration (SSA) benefits to which you may be entitled. All contributions made to the Fund are provided by Participating Employers pursuant to Collective Bargaining Agreements.

There are several steps that Members should take to make it easier to understand and fully benefit from this valuable component of Local 464A membership:

Step 1 – Obtain a Pension Plan Booklet (also referred to as a Summary Plan Description – SPD) by contacting your Shop Steward or calling the Little Falls Office at 973.256.6790

Step 2 – Read the booklet carefully and be sure to mark important sections for reference

Step 3 – If, after reading the booklet, you have any questions call:

• • • Full-Time and Part- Time Local 464A (not employed by A&P)
    • Little Falls Office 973.256.3446
• A&P Full-Time, Stop&Shop-Long Island (former Finast/Edwards) and Thruway Markets
  • UFCW National Pension Fund 800.531.2385 or www.ufcwnpf.org
• A&P Part-Time*
  • A&P Montvale Office 201.571.4420

*This Plan is provided and administered by A&P.

Remember - All applications for benefits must be submitted in writing on forms that are available at the Fund office. The forms must be fully completed and sent to the Fund office in advance of the date you wish to begin receiving a pension benefit. Call the appropriate number above to obtain the forms.