Your Financial Welfare
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As a result of Collective Bargaining Agreements between the Union and Contributing Employers, UFCW Local 464A has established Pension Benefit Programs to provide for your long-term financial security. Collectively these fall under the term defined benefit plan. They are designed to provide retirement income for life in addition to those Social Security Administration (SSA) benefits to which you may be entitled. All contributions made to the Fund are provided by Participating Employers pursuant to Collective Bargaining Agreements.
There are several steps that Members should take to make it easier to understand and fully benefit from this valuable component of Local 464A membership (Also see Frequently Asked Questions):
Step 1 – Obtain a Pension Plan Booklet (also referred to as a Summary Plan Description – SPD) from your Shop Steward, Union Agent or Service Representative
Step 2 – Read the booklet carefully and be sure to mark important sections for reference
Step 3 – If, after reading the booklet, you have any questions call:
| Full-Time and Part-Time Local 464A (not employed by A&P) | Little Falls Office 973.256.3446 |
| A&P Full-Time, Stop&Shop-Long Island (Former Finast/Edwards) and Thruway Markets | UFCW National Pension Fund 800.531.2385 or www.ufcwnpf.org |
| A&P Part-Time (This Plan is provided and administered by A&P) | A&P Montvale Office 201.571.4420 |
Remember - All applications for benefits must be submitted in writing on forms that are available at the Fund office. The forms must be fully completed and sent to the Fund office in advance of the date you wish to begin receiving a pension benefit. Call the appropriate number above to obtain the forms.
Legal Services
Members of UFCW Local 464A who are employed in establishments owned by employers who have signed contracts with the Union and are contributing to the Welfare Service Benefit Fund, may participate in benefits of the Prepaid Legal Services Plan. This includes the eligible dependents of Members.
To learn more about Local 464A's Prepaid Legal Service obtain the Summary Plan Description & Plan Document from your Shop Steward, Union Agent or Service Representative.
Legal representation may be provided in the following categories:
- Change of Name
- Consumer Matters
- Criminal Defense
- Domestic Relations
- Landlord – Tenant
- Real Estate Matters
- Wills
The benefit provides four (4) yearly office consultations per family (covered member and eligible dependents) on any legal matter. Consultations are encouraged as a preventive measure before problems occur or before they develop into a lawsuit.
To receive benefits: Appointments may be made for conferences by telephoning the legal services office directly.
Law offices for Local 464A Members are located at:
219 Paterson Avenue Little Falls, NJ 07424 Tel. 973.256.3342
Office hours are 9:00 AM to 5:00 PM, Monday through Friday excluding holidays.
The specific services available under each of the categories above are subject to the Plan of Benefits. Only the Joint Board of Trustees is authorized to interpret the Plan of Benefits.
Legal Services staff:
- Andrew Bolduc Esq.
- Timothy J. Coppo Esq.
- Steven Kaplan Esq.
- Maureen Donohue
- Nancy Malave
- Sharon O’Connor